Are you getting ready to move into a rental unit? If so, review the types of insurance that will protect your personal belongings from damage and theft.

Risk Level

Renters’ insurance prevents monetary loss if possessions are damaged or stolen. It also provides protection if an injury takes place within your rental unit. Assess your risk level. You may need additional protection if you live in a region where storms are prevalent.

Any items that will be stored outdoors could be at risk of being destroyed while you are renting the space. Your risk level will help you choose enough coverage for your personal possessions.

Contents

You do not need to insure all of your possessions. However, it would be best to consider insuring high-priced items that would be difficult to replace.

• Artwork
• Clothing
• Furnishings
• Heirlooms
• Electronics

Insurance Products

Use the list above when categorizing your possessions. Compare various insurance products. You may want to purchase a liability policy and one that will protect you against theft, vandalism, and weather-related damage.

Add-Ons

Don’t forget to review insurance add-ons. Add-on coverage is specialized coverage. This type of coverage will provide protection for unique circumstances. You may benefit from purchasing one or more add-on insurance products for your personal possessions.

Review

Once you have selected the insurance coverage you need, review your chosen policy. You will be furnished with coverage amounts. You will also be provided with information that you can refer to if you ever need to file an insurance claim.

Contact Jim Boyce Insurance for more guidance.

Contact one of our agents serving Matthews, NC. An agent at Jim Boyce Insurance will assist with any renters’ insurance concerns you have.