RVs are a home away from home for many Matthews, NC residents. Some may spend a long weekend in a campground, while others might spend weeks on the road. Regardless of how you use your RV, there are likely times when it stays parked for extended periods throughout the year. It’s not uncommon for RV owners to spend this time wondering if they even need to continue paying for their insurance when it’s not being used. 

Before you choose to let your policy lapse, it’s crucial that you consider the implications of doing so. The team at Jim Boyce Insurance is here to tell you about a few reasons you need to insure your RV year-round.

It May Be a Requirement

Like when buying a home or car, you may have taken out a loan to purchase your RV. If so, your lender will likely require you to keep a minimum amount of insurance on the RV until the loan is repaid to protect their investment. Likewise, if you keep your RV at a storage facility, the facility’s owner may require you to provide storage insurance.

Disasters Can Strike at Anytime

Even if your RV is paid for in full, it’s still a significant asset. Depending on where and how you store your RV, it may be at risk of damage from fires, floods, severe storms, theft, and more. Without an insurance policy, you’ll be left paying to repair or replace your RV out of your own pocket.

Speak With An Experienced Agent About Insuring Your RV Today!

Here at Jim Boyce Insurance in Matthews, NC, we understand how important your RV is to you. Our team will work with you to find the right coverage for your needs. Protect yourself today!